Long Term Care in Utah

Answering the growing problems of the state's health care needs, Utah's legislator's undertaken major reforms with its long-term happinesslifetime.com care insurance industry in 2001. They adopted a wide range of protection for individuals who purchase LTC policy, including the requirement that insurers say whether policies are federally tax-qualified or protect against premium inflation. The law also requires that insurers provide LTC policy within 30 days from the date of purchase and provide a written explanation to the insured within 60 days of a refusal.

Insurance companies must offer non-forfeiture benefits and a benefit upon lapse when a person falls without loss of benefits, but faces substantial increases. The insurers also cannot determine eligibility for benefits earlier institutionalization, unless the determination is entitled to waive premiums after confinement, post-acute or recuperative benefits.

Legislators also repealed the state's per-patient-day nursing home tax. The tax was intended to raise funds to improve the quality of workforce development initiatives for the LTC industry. Efforts to enhance the state's health care system can also be seen particularly in 1997 wherein the Utah Health Policy Commission established the Long-Term Care Technical Advisory Group to address concerns about its LTC problems.

In 1997, the Utah Health Policy Commission established the Long-Term Care Technical Advisory Group to address concerns about the state's long-term care system. The group produced a series of recommendations after gathering information from the public and those with expertise in LTC and the Health Policy Commission conducted a comprehensive LTC Public Policy Studies.

In addition, in September 1999, state agencies has created a core group of LTC network to respond to questions raised by the Olmstead decision and extend the work on community-based services for most large population and infrastructure needs.

Moreover, at a legislative initiative of the State and a grant from the Centre for Health Care Strategies, Utah shall provide residents of nursing homes and ICF / MR facilities with information about alternative home and community care programs and provide individual assessment and support for eventual release into society.

Despite of Utah's works on expanding the number of cases for the MR / DD Waiver Program, the program still has a long waiting list for services and remains as one of its top priorities. To continue the support, new funds allocated by the Legislature in recent years continue to be used to extend the waiver services.

Today, the State of Utah, Department of Human Services, Division of Aging and Adult Services, Health Insurance Information Program, are committed to providing as much information as possible to ensure that recipients make informed decisions about health insurance concerns.

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