Having a home business is the dream goal of many people who need to work but are tired of the grind - corporate or otherwise - that is part of being employed by someone else.
In the not-so-dim past, a job gave us the security of a weekly, biweekly or monthly paycheck. Our employers provided medical and dental insurance, paid holidays, sick leave and vacations. Some lucky employees got stock options. We were all assured of company pension plans to take care of us in our retirement along with Social Security benefits from the government.
We had a job routine, worked in the same office with many of the same people and celebrated each other's birthdays, weddings, new homes and other events. Each of us had a place in the company structure and we were assured of keeping this job for twenty or thirty years - or as long as we wanted to stay. Not any more!
Now the only definite aspect of being an employee is continuous change. Co-workers come and go as people move to different areas of the city, state and country. Employers have severely cut back on fringe benefits. In many organizations, pension plans are now nonexistent.
The airline industry which was once rock-solid has had a number of bankruptcies. TWA, Eastern and National airlines among others have disappeared from the skies leaving their employees jobless. Pension plans of retired employees were turned over to a governmental agency for administration, which resulted in workers receiving only 50 cents on every dollar they had previously been receiving.
Automobile giants General Motors and Ford plan huge layoffs of 30,000 and 40,000 employees respectively with numerous plant closings in the offing. Additionally many jobs in the computer field are being outsourced to Third World Countries, thereby causing further job losses in the United States and adding further stress to our economy.
The only true security in our current economical climate is a home business. There are a number of benefits in working out of your home:
o No time wasted in commuting.
o No need to travel in bad weather.
o You do not have to spend money on gasoline.
o No wear and tear on your car.
o Work at your own convenience. You do not have to work on someone else's schedule.
o You do not have to buy a working wardrobe.
o No boss telling you what to do - and when to do it.
o Take an afternoon nap if you are tired.
o Stop and take a snack break at any time.
Anyone at any age can work at a home business. It is especially ideal for stay-at-home moms, retirees and the physically challenged. For those who are already employed, it can bring in another source of income.
When you work for a boss, no matter how much money you bring in for him or her, you may still earn the same salary. When you work at a home business, your extra effort translates into more money for you. If you decide to work long hours, you reap the financial rewards.
Ms. Beecher has authored many articles on debt relief programs and believes in proper due diligence before signing on with any debt or credit counseling program. Her goal is to spread the word regarding reputable programs offering debt help. cleardebtsolution.com Clear Debt Solution provides debt settlement programs that reduce debt through negotiation.
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