Medicaid Insurance - Getting Help Through Medicaid

Medicaid is a government organization designed to provide health care to low income families. It is funded jointly by both the federal government of the United States as well as the individual states, and is managed by each individual state independently of the federal government. The primary groups served by Medicaid insurance include certain citizens of the United States as well as resident aliens, and are mostly made up by low income adults and their children, people with certain disabilities, and other groups. Here, we'll go over a little bit of general information about Medicaid, as well as how it can help you if you can't afford private health insurance.

Medicaid insurance was created in 1965 in tandem with the Social Security Act, and is administered by Centers for Medicare and Medicaid Services on the federal level, as well as by a variety of agencies on the state level. Each state's participation in the Medicaid program is on a voluntary basis, although every state has participated in the program since the 1980's. Medicaid is the largest overall source of funding for health insurance and related services for citizens of the United States that have limited income, although due to the baby boomer generation, one of the most rapidly growing aspects of care Medicaid provides is nursing home coverage.

Medicaid insurance is not available solely based on poverty, and there are a number of other factors that go into determining eligibility. Factors other than poverty include which category the particular applicant falls into, the existence of HIV or AIDS, other supplemental benefits, and recent changes to lifestyle, budget, and so on. The category factor refers to things like age, total assets, pregnancy and past pregnancies, disabilities, blindness, citizenship status, and so on. If you are determined to be eligible for Medicaid, then you gain access to a number of different resources and benefits.

If you do not have health insurance and have a low income that keeps you from acquiring regular health insurance from a private health care provider, and you do not receive health insurance from your employer or a different state sponsored program, then you may be eligible to get help through Medicaid. Visit the website to get more information in order to find out if you are eligible for Medicaid insurance, as not citizen of the United States should ever have to go without affordable, reliable health coverage.

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Luis Rosales is a journalist for Health Insurance Buyer, a health insurance agency that provides coverages from major medical insurance carriers at prices normally or usually not offered in the health marketplace, health-insurance-buyer.com health-insurance-buyer.com