Choosing a caregiver can be a lot trickier than you may think. In my practice, as a geriatric psychologist, I run into all kinds of abusive situations. Elder abuse isn't just physical. Senior financial abuse is on the rise and often goes undetected until it's too late. Here's just one of the many examples.
Anna is a private caregiver for 89 year old, Grace. She lives with Grace in her private home. She helps her to bathe, cleans the home, prepares dinner, goes to the market, and runs errands with Grace in Grace's car. Grace has become very dependent on Anna, and the family has peace of mind. Grace as well as her adult children just love Anna, she is regarded as an angel! The daughter, June, lives within 20 miles of her mother, and Bill the son, lives on the other coast. Both are successful, busy and very grateful for Anna. It was not until Bill and June discussed making some changes in Grace's trust and investments that they found the crime. Small amounts of money were taken out of Grace's banking account, which over time amounted to a very large sum. This provoked the family to investigate further into Grace's estate and personal belongings. Unfortunately, diamond rings, family heirlooms, and other valuables were also missing. Graces's credit card was used to purchase small items with a signature which was not authentic. Anna had made herself very familiar with Grace.
How did they find Anna? Anna's name was given to the family by a dear friend who has employed a caregiver for their parent. This seemed to be an adequate reference. Anna is a cousin of this "other" caregiver. Anna had a presence about her that appeared confident and honest. She was trusted like a family member because she was concerned about Grace's every need. She was very protective of Grace's money...at least they thought.
History of this caregiver: Anna is in this country without a work permit. There is no record of her work history, no criminal background check. Grace's checkbook, credit cards and access to Grace's bank deposit box were all made available to Anna. When June and Bill finally realized what was going on and confronted Anna, she was nowhere to be found. They never heard from her again.
How could Bill and June have prevented this crime? Find a reputable agency that specializes in geriatric care. Often times geriatric physicians have recommendations. Investigate the company, ask them to give you referrals of others they have cared for. Read and call the references of the caregiver. Do a criminal background check. (A reputable company will have them on file for all caregivers.) Read the contract from the agency carefully. Have the bills sent to the adult children and verify validity. Most importantly, do not give the caregiver the opportunity to steal. Lock up all valuables, go through statements, verify purchases or inconsistencies. This will take much of the stress out of dealing with a stranger in the home of your loved one.
Ginny Taylor PhD
[elsanaditaylor.com/]
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