If you take early social security, as soon as you qualify for the early social security, you will be in the system in case of:
#1 Age qualification increases.
Say that you take early social security at 62 years old and two and a half years later the full retirement age is raised to 72 years old from 65 years old. Yes you took a $21-$80, per month, benefit decrease by taking the early retirement but the new age increase will not effect you because you are already in the system. Only incoming people will be affected by the new age increase.
#2 Benefit amount reduction.
By taking the early social security or full social security the moment you qualify you lock in your benefit rate. Only incoming people will be affected by the reduction.
If you also take any retirements you have earned you can leave your present line of work and begin a new career in something that has always interested you.
With a life expectancy of 130 years, on average, 62 years old is young enough to begin again.
Note: Many 'seniors', workers are faced with their spouse's health failing from bad medicine, toxins and physiological training. An early social security retirement could give you a way to reduce home care expenses and to help your spouse remain at home.
Note: Most states offer home health care for the disabled or incapacitated. But they will not pay a spouse to stay home to take care of their spouse.
Do not panic, you do not have to divorce your spouse to get paid to take care of them. In most cases a statement of estrangement will do, in other cases filing a legal separation will qualify you for the pay. Always check with the different agencies first.
Also, consider your children, friends, neighbors or anyone else who is helping the incapacitated person, they can qualify to get paid for what they are already doing. I have seen children take care of their parents until the parent's deaths, 5 to15 years later. The children had no money, nothing to start over with.
I strongly urge people in this situation to look forward to the future. Sign up and get paid for what you are already doing. Figure out what you are going to do when the incapacitated person dies. Start studying and train yourself for the future, now.
If you are out of shape, get in shape. Do not wait until they die to decide your future. Living on the street, looking for your next meal makes clear thinking and preparation difficult.
Yes, you have been physiologically conditioned to believe life ends half way through the true life expectancy. No, you do not have to live another 70 years in the terrible condition you are in.
Understand that at 60-70 years old you are half way through your life. Cast off the bad brainwashing, detox your body and your body will rebuild its self.
I knew a man who had been drawing social security and other retirements for 38 years. He was a hundred years old and looked and moved like a 50-year-old person who was in really good shape. His 97-year-old wife, who looked about 50 years old, decided they needed to try the 'free' flu vaccinations.
They had never had these things before and had never seen a doctor, except for 1 broken leg and one time for childbirth. Their children, all eleven of them are still alive and doing fine, were all born before 1950.
The man died from vaccine reaction.
Deaths from vaccine reaction are common. Look at the obituary columns in the newspaper. Follow the numbers one week before the 'free' vaccinations until 8 weeks after the 'free' vaccinations.
About 2 months after the 'free' vaccinations the death rate will drop to 'normal'.
Take advantage of early 'retirement'.
Remember: Retirement does not mean retirement from life it means retirement from whatever you were or are doing.
Rhondalyn Teel is a researcher and correlator. Search Rhondalyn Teel on lulu.com lulu.com or on Kindle at amazon.com amazon.com
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